Money market funds in Kenya — often called MMFs, or an "MMF account" — are low-risk investment funds that pool money from many investors into short-term, interest-earning assets such as Treasury bills, fixed deposits, and high-quality commercial paper. They have become one of the most popular ways for Kenyans to grow idle cash, because they pay more than an ordinary bank savings account while still letting you withdraw your money within a few working days.

This page tracks and compares every CMA-regulated money market fund in Kenya, ranked by effective annual rate (EAR) and updated daily. For each fund you can see the current gross yield, the management fee, the minimum investment required, and the net return after Kenya’s 15% withholding tax — so you compare what you actually keep, not just the headline rate.

Whether you are building an emergency fund, parking short-term savings, or weighing a money market fund against a SACCO, fixed deposit, or Treasury bill, the rankings below help you find the fund that fits your goal. Yields move with interest rates and inflation, so we refresh the data every day and recalculate the Serrari Average and Leaders indices to give you an independent, up-to-date benchmark.

Serrari compares funds — we do not manage money or hold deposits. To invest, open an account directly with a licensed fund manager.

Rates below are refreshed daily; figures shown as of 18 August 2026.