Serrari Kenya KES MMF Average Index
What is a money market fund in Kenya?
A money market fund (MMF) is a type of unit trust that pools investors' money and invests it in low-risk,...
Read more →Which money market funds does Serrari compare?
Serrari tracks and compares money market funds from Kenya's leading providers, including:
Read more →What is the minimum investment for a money market fund in Kenya?
Minimums vary by provider:
Read more →Are money market funds safe in Kenya?
Money market funds regulated by the CMA are among the safest investment vehicles in Kenya. They invest in...
Read more →How do I invest in a money market fund via M-Pesa?
You don't need a large sum to start investing in Kenya. Here are proven entry points:
Read more →Which investment is safest in Kenya?
In Kenya, investment safety generally follows this hierarchy from safest to higher risk:
Read more →USD Unit Trusts (Fixed Income)
4 USD-denominated fixed income unit trust funds. Returns in US Dollars.
What are USD-denominated unit trusts in Kenya?
CMA-regulated funds that invest in USD-denominated fixed income instruments — bonds, T-bills, and deposits — and pay returns in US Dollars.
Read more →What types of USD unit trusts are available in Kenya?
Primarily fixed income funds from CMA-licensed fund managers including VCG, Nabo, Sanlam, and ICEA Lion.
Read more →How do I invest in USD unit trusts from Kenya?
Contact the fund manager directly. Minimums range from USD 500 (ICEA Lion) to USD 10,000 (VCG). KYC: ID + KRA PIN.
Read more →Treasury Bills Dashboard
CBK weekly auction rates — risk-free, tax-exempt government securities.
How do Treasury Bills work?
You buy at a discount and receive full face value at maturity. The difference is your tax-free return.
Read more →How much will I earn from T-Bills?
Select a tenor, enter your investment amount, and see your exact tax-free return.
Calculate →T-Bills vs MMFs vs Fixed Deposits
Lower headline yield, but tax-free and sovereign-backed. See how they really compare.
Compare →Buy T-Bills via DhowCSD
Step-by-step: download app, open CDS account, bid in weekly auctions, pay via M-Pesa.
Get started →What are Treasury Bills (T-Bills) in Kenya?
T-Bills are short-term government securities (91, 182, or 364 days) issued weekly by the CBK — tax-free for individuals.
Read more →What are the current Treasury Bill rates in Kenya?
T-Bill rates change every week following CBK auctions. As of March 2026, rates range between 7.5–8.5%.
Read more →91-day vs 182-day vs 364-day T-Bills — which should I choose?
Each tenor suits a different investment horizon and liquidity need.
Read more →Treasury Bills vs Money Market Funds — which is better?
Both are low-risk, but T-Bills are sovereign-backed and tax-free while MMFs offer daily liquidity.
Read more →Serrari T-Bond Ranking Index
Kenya Treasury bonds ranked by value — yield, price, and risk in one score.
What are Treasury Bonds in Kenya?
Treasury Bonds are long-term government debt instruments issued by the CBK with maturities from 2 to 30 years.
Read more →How do I invest in Treasury Bonds in Kenya?
You can invest via the CBK's DhowCSD platform — open an account, fund it, and bid in auctions directly.
Read more →What are Infrastructure Bonds (IFBs) and why are they popular?
Infrastructure Bonds are tax-free government bonds — interest earned is exempt from withholding tax.
Read more →Can diaspora Kenyans invest in Treasury Bonds from abroad?
Yes. The CBK's DhowCSD platform allows non-resident Kenyans to register and participate in bond auctions.
Read more →Kenya Real Estate Appreciation
Track which areas are gaining value — land, apartments, villas, and commercial property.
How do I buy land safely in Kenya?
You can verify land ownership through two official methods:
Read more →What is ArdhiSasa and how does it work?
ArdhiSasa is Kenya's official government online land management platform, launched by the Ministry of Lands....
Read more →How much deposit do I need for a mortgage in Kenya?
Most Kenyan banks require a minimum deposit of 10–20% of the property value to access a mortgage. The bank...
Read more →Is it better to buy land or build in Kenya?
Both have merit depending on your budget, timeline, and goals — here's how to decide:
Read more →Serrari Kenya USD MMF Index
13 USD-denominated money market funds tracked. Returns in US Dollars.
What is a USD money market fund in Kenya?
A CMA-regulated fund that pools investors' US dollar deposits and invests in short-term, low-risk USD-denominated instruments.
Read more →Why should I invest in a USD MMF instead of a KES one?
USD MMFs shield your principal from Kenya Shilling depreciation while earning competitive dollar yields — popular with diaspora investors.
Read more →Which Kenyan fund managers offer USD money market funds?
13 CMA-licensed fund managers offer USD MMFs including Nabo Capital, Cytonn, Old Mutual, Dry Associates, and more.
Read more →Kenya Unit Trust Index
What is a unit trust and how does it work in Kenya?
A unit trust pools money from many investors into a professionally managed fund that invests across equities, bonds, and money markets.
Read more →What is the difference between unit trusts and money market funds?
Money market funds are a type of unit trust, but unit trusts also include equity, balanced, and fixed income funds with different risk profiles.
Read more →How do I start investing in unit trusts in Kenya?
Step-by-step guide to opening a unit trust account and making your first investment.
Read more →What is the minimum investment for unit trusts in Kenya?
Minimums vary by fund manager — most start between KES 1,000 and KES 10,000.
Read more →What fees and charges apply to unit trusts?
Unit trusts charge annual management fees (typically 1–2.5%), entry/exit loads, and custodian fees — all deducted before the published NAV.
Read more →Which are the best-performing unit trusts in Kenya?
Fixed income unit trusts lead performance in 2025–2026, with top funds returning 13–16% annually.
Read more →Fixed Deposits Compared
KDIC-insured bank deposits ranked by published 12-month rate.
What is a KES fixed deposit in Kenya?
A fixed deposit locks your KES savings with a bank for a fixed term at a guaranteed interest rate — no market risk.
Read more →Which Kenyan banks offer the best KES fixed deposit rates?
Top banks include NCBA, HF Group, and KCB for 12-month tenors. Rates are updated regularly on the dashboard.
Read more →What interest rates do KES fixed deposits pay in Kenya?
Published 12-month rates range from 4% to 8.64% — varies by bank, term, and deposit amount.
Read more →What is the minimum deposit for a KES fixed deposit?
Stanbic and DTB accept from KES 20,000; most banks set minimums between KES 50,000 and KES 100,000.
Read more →How do I open a KES fixed deposit in Kenya?
You can open a fixed deposit at any bank branch or via online banking — funds are locked for the agreed term.
Read more →Can I withdraw my KES fixed deposit before maturity?
Early withdrawal is allowed but usually incurs a penalty — typically forfeiting 50–100% of the accrued interest.
Read more →USD Fixed Deposits Compared
7 banks offering USD fixed deposits. Returns in US Dollars.
What is a USD fixed deposit in Kenya?
A bank deposit denominated in US Dollars, locked for a fixed term at a guaranteed interest rate. KDIC-insured up to the KES equivalent limit.
Read more →Which Kenyan banks offer USD fixed deposit accounts?
Standard Chartered, I&M Bank, Co-op Bank, DTB, National Bank, and others offer USD FD accounts with varying rates and terms.
Read more →What interest rates do USD fixed deposits pay in Kenya?
Rates vary by bank and deposit size. Check the dashboard for the latest published rates.
Read more →Savings Accounts Compared
Bank and M-Pesa savings ranked by verified interest rate.
What is the best KES savings account in Kenya in 2026?
The best account depends on your priorities — access vs. interest rate. Check the dashboard for the latest rankings.
Read more →How much interest do KES savings accounts pay in Kenya?
Rates range from 2–7.5% p.a. depending on the account type — M-Pesa-linked accounts typically offer the highest rates.
Read more →How do I open a savings account in Kenya?
Most banks allow you to open a savings account online or in-branch with your national ID and KRA PIN. Some require zero minimum balance.
Read more →What fees do Kenyan banks charge on savings accounts?
Common fees: monthly maintenance (KES 50–200), ATM withdrawals, and ledger fees — compare total cost of ownership, not just the interest rate.
Read more →How do I build an emergency fund in Kenya?
Only 14% of Kenyans can raise KES 13,000 within 30 days — making an emergency fund one of the most important financial steps you can take.
Read more →How much should I save every month in Kenya?
Financial experts recommend saving 10–20% of take-home income. Use the 50/30/20 rule: 50% needs, 30% wants, 20% savings.
Read more →USD Savings Accounts Compared
7 banks offering USD savings accounts. Returns in US Dollars.
What is a USD savings account in Kenya?
A bank account denominated in US Dollars that allows you to save, earn interest, and transact in USD — with flexible access.
Read more →Which Kenyan banks offer the best USD savings accounts?
Top banks include Co-op Bank, DTB, and Stanbic. Check the dashboard for the latest rates.
Read more →What interest rates do USD savings accounts pay in Kenya?
Published rates range from 0.5% to 3.0% p.a. Most banks pay 2.5–3.0%. Rates may be negotiable for larger balances.
Read more →Serrari Investor Circle
Curated model portfolios, weekly research, and a community of serious investors building long-term wealth.
Coming SoonJSE All Share Index
What is the JSE All Share Index?
The JSE All Share Index (ALSI) tracks the performance of all companies listed on the Johannesburg Stock Exchange — Africa's largest and most liquid stock exchange.
Read more →How do I invest in the JSE from Kenya or other African countries?
There are several routes for Kenyans and other Africans to invest on the JSE.
Read more →What are the top companies listed on the JSE?
The JSE's largest companies by market capitalisation include global giants and African leaders.
Read more →Can I invest in JSE ETFs that track the index?
Yes — ETFs (Exchange Traded Funds) are the simplest way to invest in the JSE index.
Read more →Nigeria NGX All Share Index
What is the Nigeria All Share Index (NGX ASI)?
The NGX All Share Index (ASI) is the benchmark index of the Nigerian Exchange Limited — West Africa's largest stock market.
Read more →How do I invest in NGX stocks from Kenya or other African countries?
Options for cross-border investing in Nigerian equities.
Read more →What are the top-performing stocks on the Nigerian Exchange?
The NGX's most capitalised and actively traded companies include banking, telecom, and industrial leaders.
Read more →How do I open a trading account to buy NGX stocks?
Step-by-step guide to opening a brokerage account for the Nigerian Exchange.
Read more →Egypt EGX30 Index
What is the EGX 30 Index?
The EGX 30 is the benchmark index of the Egyptian Exchange, tracking the 30 most liquid and highest-capitalisation stocks.
Read more →How do I invest in the EGX from other African countries?
Access routes for African investors wanting EGX exposure.
Read more →How does the EGX 30 compare to other African stock exchanges?
The EGX holds a significant position among African exchanges.
Read more →What are the current performance trends of the Egyptian stock market?
The EGX has experienced significant growth driven by economic reforms.
Read more →Africa Macroeconomic Indicators
What is Africa's current GDP growth rate by country?
Africa's GDP growth varies significantly by region and country.
Read more →What are the inflation rates across major African countries?
Inflation remains a key challenge across the continent.
Read more →What is the debt-to-GDP ratio for African countries and why does it matter?
Debt-to-GDP measures how much a country owes relative to its economic output.
Read more →What are the current interest rates in East, West, and Southern Africa?
Central bank policy rates across major African economies.
Read more →Carbon Markets & ESG Tracker
What are carbon credits and how do they work?
A carbon credit represents one tonne of CO2 equivalent that has been reduced, avoided, or removed from the atmosphere.
Read more →What is ESG investing and why is it important in Africa?
ESG stands for Environmental, Social, and Governance — a framework for evaluating sustainability risks.
Read more →What are green bonds and how can I invest in them?
A green bond is a fixed-income instrument where proceeds are exclusively used to fund environmental projects.
Read more →How can I invest in carbon markets in Africa?
Investment opportunities in African carbon markets include voluntary credits, compliance markets, and funds.
Read more →Global Market Indexes
What is the S&P 500 and how does it work?
The S&P 500 tracks the 500 largest publicly traded companies in the United States by market capitalisation.
Read more →How can Africans invest in the S&P 500?
Several platforms make S&P 500 investing accessible from Africa.
Read more →What is the FTSE 100 index and how do I invest in it?
The FTSE 100 tracks the 100 largest companies listed on the London Stock Exchange.
Read more →How can I invest in global indexes from Africa?
The main routes for African investors to access global indexes.
Read more →Crypto Index
Crypto prices in KES + USD, with Kenya context and risk notes.
Is cryptocurrency legal in Kenya? What does the VASP Act 2025 mean?
Yes, cryptocurrency is now legally recognised in Kenya. The Virtual Asset Service Provider (VASP) Act,...
Read more →How do I buy Bitcoin in Kenya using M-Pesa?
The most common way to buy Bitcoin in Kenya is via peer-to-peer platforms like Binance P2P and Yellow Card.
Read more →What are stablecoins and which ones work in Kenya?
Stablecoins are cryptocurrencies pegged to a fiat currency, typically the US dollar.
Read more →How is cryptocurrency taxed in Kenya?
Under the Finance Act 2023, digital asset transactions attract a 3% Digital Asset Tax (DAT).
Read more →Stablecoin Yield Index
Digital dollars + yield ranges across CeFi and DeFi — with clear risk labels.
What are stablecoins and which ones work in Kenya?
Stablecoins are cryptocurrencies pegged to a fiat currency, typically the US dollar.
Read more →Is cryptocurrency legal in Kenya? What does the VASP Act 2025 mean?
Yes, cryptocurrency is now legally recognised in Kenya under the VASP Act.
Read more →What is DeFi and can I use it in Kenya?
DeFi (Decentralised Finance) protocols offer lending, borrowing, and yield on crypto without intermediaries.
Read more →My Quick Interest Earnings
See what your money earns at any rate
How My Money Snowballs
Watch compounding grow your wealth
When Will I Double My Money?
Rule of 72 at different rates
My Monthly Wealth Progress
Track how your net worth builds each month
My Roadmap to My Goal
How much to save monthly to reach your target
What Is My Future Cash Worth Today?
Present value of money you'll receive later
What Will My Savings Be Worth?
Future value of today's savings over time
My Future Monthly Paycheck
Income your investments can generate
My Monthly Mortgage Budget
Estimate your home loan repayments
How Inflation Hits My Wallet
See how rising prices erode your money
Choosing My Best Investment
Compare options side by side
My Actual Take-Home Profit
Net returns after fees & taxes
My Serrari Freedom Number
The amount you need to be financially free
