Solayer Pay has expanded its stablecoin deposit options to include Solana, Ethereum, Arbitrum, BNB Chain and Base. The update lets users transfer supported stablecoins directly into one in-app balance without first bridging assets between networks. Users can then access the balance through eligible payment cards, mobile wallets and peer-to-peer transfers, subject to identity verification and regional availability.
Key Overview
- Five supported networks: Solana, Ethereum, Arbitrum, BNB Chain and Base.
- Direct deposits: Users no longer need a separate bridging transaction for supported deposits.
- Single balance: Funds from eligible networks are credited to one Solayer Pay balance.
- Payment options: Virtual and physical cards, Apple Pay, Google Pay and transfers to other users.
- Reported adoption: More than 45,000 cardholders.
- Availability: The feature is live on iOS and Android, with card access subject to verification and regional restrictions.
Solayer Pay Expands Stablecoin Deposits Across Five Networks
Solayer Pay has introduced direct stablecoin deposits from five major blockchain networks, giving users more flexibility when funding their crypto payment cards. Announced on October 22, 2026, the update covers Solana, Ethereum, Arbitrum, BNB Chain and Base.
The expansion addresses a common obstacle in cryptocurrency payments: digital assets held on one blockchain may not be directly transferable to a service that accepts deposits on another. Previously, users could need to bridge their assets or move them through an exchange before funding a payment card. These additional steps can introduce transaction fees, delays and the risk of sending funds through an incompatible network.
With the new feature, eligible stablecoins can be deposited directly from supported networks into a single Solayer Pay balance. The company says the update is available through its iOS and Android applications, making it easier for users to move from holding stablecoins to using them for everyday payments.
The change is part of a broader effort across the digital asset industry to make cryptocurrency payment products easier to use without requiring customers to understand every technical detail of blockchain transfers.
How the New Deposit Feature Works
The updated service allows users to select the blockchain on which their supported stablecoins are held and deposit them into their Solayer Pay balance without a separate bridging transaction.
For example, a user holding USDT on BNB Chain or USDC on Base can deposit those assets directly into the app, provided the specific token and network combination is supported. The company has not published a complete list of every eligible stablecoin and network pairing, so support for one asset on a particular chain should not be assumed to extend to all networks.
Once the funds are credited, users can access their balance through a virtual or physical Solayer pay card, use compatible mobile payment services, or send funds to other Solayer Pay users. This creates a connection between blockchain-based assets and familiar payment channels.
The feature reduces the need for intermediate transactions, but it does not eliminate all potential costs or risks. Users still need to select the correct network, check applicable fees and follow the app’s deposit instructions carefully. Transfers made using an unsupported asset or network may encounter problems.
Stablecoins Become More Practical for Everyday Spending
Stablecoins are cryptocurrencies designed to maintain a relatively stable value by tracking an underlying asset, commonly the US dollar. Unlike Bitcoin and other volatile cryptocurrencies, their intended price stability can make them more suitable for holding a predictable spending balance, although they still carry issuer, liquidity and other risks.
By supporting deposits from multiple blockchains, Solayer Pay is attempting to make these digital dollars more accessible for routine transactions. Instead of moving funds into a single blockchain ecosystem before making a purchase, users can fund their payment balance from the networks they already use.
This flexibility may be particularly useful for people who hold stablecoins across different platforms for trading, transfers or decentralised finance activities. Fewer steps between holding digital assets and spending them could make crypto-linked payment cards more convenient.
However, stablecoin deposits should not be confused with direct payment settlement on every supported blockchain. Once funds enter the Solayer Pay balance, the subsequent payment follows the service’s own payment and card arrangements.
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Card Access, Mobile Wallets and Adoption
Solayer Pay’s balance can be accessed through its virtual and physical cards, with additional payment options including Apple Pay and Google Pay, where available. Users can also transfer funds to other Solayer Pay customers.
The product began in April 2025 as the Emerald Card before adopting the Solayer Pay name. A physical card was introduced in May 2026, expanding payment options beyond the original virtual card.
The company reported having more than 45,000 cardholders when it announced the network expansion. That figure indicates an existing user base, but it does not independently establish how frequently customers use the cards or how much payment volume the service processes.
Access also depends on identity verification and regional availability. The ability to spend at Visa-accepting merchants does not mean every consumer worldwide can obtain a card or use every supported stablecoin.
What This Means for Crypto Payments
The expansion reflects a broader shift towards making stablecoins useful beyond cryptocurrency exchanges and blockchain-native applications. Payment providers are increasingly trying to connect digital asset balances with familiar ways of paying for goods and services.
For users, removing a bridging step can simplify funding and reduce the chance of errors associated with moving assets between networks. For payment providers, multichain deposits may help attract customers whose digital assets are spread across different ecosystems.
Nevertheless, the longer-term value of the feature will depend on the reliability of deposits, the range of supported tokens, transaction costs and the quality of the card experience. Regulatory requirements, account restrictions and the risks associated with holding funds through a payment provider also remain relevant.
Outlook
Solayer Pay’s addition of five blockchain networks expands the ways customers can fund their payment cards with supported stablecoins. By connecting Solana, Ethereum, Arbitrum, BNB Chain and Base to a single in-app balance, the service aims to make digital assets easier to use without requiring an additional bridging transaction.
The next test will be whether the convenience translates into sustained payment activity and broader adoption. The update is a practical step towards connecting blockchain-based money with everyday spending, although its success will depend on supported assets, regional access, transaction reliability and customer trust.
FAQs
1. Which blockchains does Solayer Pay now support for stablecoin deposits?
The five networks are Solana, Ethereum, Arbitrum, BNB Chain and Base.
2. Do users need to bridge stablecoins before depositing them?
No separate bridging transaction is required for supported stablecoin and network combinations. Users must still ensure their asset and selected network are accepted.
3. How can users spend their Solayer Pay balance?
Depending on availability, users can spend through virtual or physical cards, use Apple Pay or Google Pay, and transfer funds to other Solayer Pay users.
4. Is Solayer Pay available to everyone?
The application is available on iOS and Android, but card issuance requires identity verification and depends on regional availability.
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