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Compare investment products available to Kenyan investors. Yields, fees, withdrawal terms, provider details — everything you need to decide.
The Capital Markets Authority (CMA) requires fund managers to report returns that are net of all fees charged against the fund. This includes:
When you see 11.39% EAR published in Business Daily or on a fund's app, the fund manager has already taken their cut. This is what the fund is earning for you.
The only deduction remaining is the 15% withholding tax applied by KRA on interest earned.
The Kenya Deposit Insurance Corporation (KDIC) protects your deposits at licensed banks and microfinance banks. If a bank fails, KDIC guarantees you get your money back.
Mali MMF, managed by Genghis Capital and accessible via M-Pesa, is currently a closed fund — no new registrations are being accepted. Existing investors can still hold funds and earn interest, though technical issues with withdrawals have been reported.
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Making homeownership affordable for Kenyans
KMRC is a government-backed institution established under the Kenya Mortgage Refinance Company Act (2018) to provide long-term, affordable mortgage financing in Kenya.
KMRC provides long-term, fixed-rate funding to participating banks and SACCOs. These institutions then pass the benefit to borrowers through lower, fixed interest rates — typically 8–9.5% compared to 12–18% for commercial mortgages.
KCB Bank, Stanbic Bank, HFC (HF Group), National Bank, Stima SACCO, Kenya Police SACCO, Harambee SACCO, Ukulima SACCO, and other approved lenders.
Source: KMRC, CBK, participating institution product pages. Rates and terms may vary by institution.
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