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Serrari Wealth Builder Marketplace - Kenya

Compare investment products available to Kenyan investors. Yields, fees, withdrawal terms, provider details — everything you need to decide.

Compare Investment Products in Kenya: MMFs, T-Bills, Fixed Deposits & More

The Serrari Investment Marketplace is Kenya's most comprehensive tool to compare investment products — from money market funds and T-Bills to fixed deposits, unit trusts, real estate and SACCOs. View real-time yields, minimum investment requirements, and withdrawal terms across 115+ products, all in one place.
Serrari tracks and compares financial products. We do not manage funds or hold deposits.
*Returns shown are historical and do not guarantee future results. Yields are before 15% withholding tax (as of March 2026) unless marked tax-free. Product scores are algorithmic — not recommendations. Verify rates with providers.
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Kenya Mortgage Refinance Company (KMRC)

Making homeownership affordable for Kenyans

KMRC is a government-backed institution established under the Kenya Mortgage Refinance Company Act (2018) to provide long-term, affordable mortgage financing in Kenya.

How it works

KMRC provides long-term, fixed-rate funding to participating banks and SACCOs. These institutions then pass the benefit to borrowers through lower, fixed interest rates — typically 8–9.5% compared to 12–18% for commercial mortgages.

Key benefits

  • Fixed interest rate — your rate stays the same for the life of the loan, regardless of CBR changes
  • Lower rates — 8–9.5% p.a. vs 12–18% commercial
  • Up to 25-year tenure — longer repayment period means lower monthly payments
  • Lower deposit requirements — some lenders require as low as 5%

Eligible institutions

KCB Bank, Stanbic Bank, HFC (HF Group), National Bank, Stima SACCO, Kenya Police SACCO, Harambee SACCO, Ukulima SACCO, and other approved lenders.

Eligibility criteria

  • Property value typically up to KES 10.5M (affordable housing category)
  • Property must be for owner-occupation or immediate relatives
  • Borrower must meet the participating institution's credit criteria
  • Available for house purchase, construction, and land + construction

Source: KMRC, CBK, participating institution product pages. Rates and terms may vary by institution.

Financial Literacy

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