From Mis-Selling to “New Voice”: How a 100-Year Policy Shock Triggered a Push for Advice-First Insurance in India
When a nationalised bank in Maharashtra sold a life insurance policy to a 90-year-old man with an annual premium of ₹2 lakh and a maturity year of 2124 it sounded implausible. It was not. The case surfaced in supervisory channels and drew the attention of the Reserve Bank of India (RBI), which in its February […]



