Compare Your Investment Options

MMF vs T-bill vs SACCO vs bank savings — see which grows your money most.

Serrari provides educational tools — we are not financial advisors. Results are estimates based on the inputs you provide.

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Investment Comparison Tool

Should I put my money in an MMF, T-bill, SACCO, or bank savings? See them side by side.

How much are you investing?

This is your starting amount, plus any monthly contributions you plan to add over time.

Starting amount

KES

Add monthly (optional)

KES

How long will you invest, and what rates are you comparing?

The longer your timeline, the more your money can grow. Adjust the rates to match your research, or use the suggested rates for MMFs, Treasury Bills, and SACCOs.

Years to invest

Bank savings (%)

Typical range: 2–4%

MMF average (%)

Kenya average: 9–11%

Top MMF (%)

Best performers: 11–13%

Treasury Bill (%)

Current rates: 14–16%

SACCO (%)

Typical range: 10–15%

Best choice for your timeline

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Option	Rate	Final Value

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Liquidity matters

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Risk vs. Return

Serrari is an independent data tracker, not a fund manager or financial advisor.

Calculator results are estimates for educational purposes. Actual returns depend on market conditions, fees, and other factors. Always do your own research before investing.