As of early 2026, Treasury Bill rates in Kenya are roughly: 91-day T-Bill ~ 7.6% – 7.7%, 182-day T-Bill ~ 7.7% – 7.8%, 364-day T-Bill ~ 8.9% – 9.2%. These rates come from recent auctions conducted by the Central Bank of Kenya.
What is the Current Treasury Bill Rate in Kenya(2026)
💡 Quick Answer:
As of early 2026, Treasury Bill rates in Kenya are roughly in this range:
Treasury Bill | Typical Current Yield
91-day T-Bill | ~ 7.6% – 7.7%
182-day T-Bill | ~ 7.7% – 7.8%
364-day T-Bill | ~ 8.9% – 9.2%
These rates come from recent auctions conducted by the Central Bank of Kenya.
How Treasury Bill Rates Work
Treasury Bills are issued weekly in Kenya with three maturities:
T-Bill | Duration
91-day | 3 months
182-day | 6 months
364-day | 12 months
The interest rate is determined through weekly auctions, so the exact yield changes slightly every week depending on demand and economic conditions.
For a full guide on participating in auctions, see how to invest in Treasury Bills in Kenya.
To understand the difference between bills and bonds, read Treasury Bills vs Treasury Bonds in Kenya.
Example: How Much You Could Earn
If you invest KSh 100,000 in a 364-day Treasury Bill at around 9% yield:
(T-Bills are actually sold at a discount, but the result is similar.)
Why Treasury Bill Rates Change
Several factors influence T-Bill rates:
For example, Kenyan T-bill yields have fallen significantly since their 2024 peak of around 16–17% as interest rates eased.
For a head-to-head comparison, see are Treasury Bills better than fixed deposits in Kenya?
See how current fixed deposit rates in Kenya compare to T-Bill yields.
Track live T-Bill rates on Serrari and compare fixed deposit rates side by side.
Speak to a Serrari advisor if you need help timing your T-Bill investment.
Quick Tip
If you want the latest weekly Treasury Bill rate, check the auction results on the Central Bank website because the yield updates every week.
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