Kenya Banks Performance Comparator Tables

Kenyan Banks Performance comparators assets

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5	nt_header_6
	ASSET RANKING	Ksh 'Bn'	Ksh 'Bn'	Annual
	Rank	Bank Name	2022	2021	Change
	1	KCB Group	1,554.0	1,139.0	36.44%
	2	Equity Bank	1,447.0	1,304.0	10.97%
	3	NCBA Group	619.7	591.1	4.84%
	4	Co-operative Bank	607.2	579.8	4.73%
	5	Diamond Trust Bank	527.0	456.8	15.37%
	6	ABSA Bank	477.2	428.7	11.31%
	7	I&M Bank	436.6	415.2	5.15%
	8	Stanbic Holdings	399.8	328.9	21.56%
	9	Standard Chartered Bank	381.3	334.9	13.85%
	10	HF Group	57.0	53.2	7.14%

Kenyan Banks Performance comparators income

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
		NET INTEREST INCOME	Ksh 'Bn'	Ksh 'Bn'	Annual
	Rank	Bank Name	2022	2021	Change
	1	KCB Group	86.7	77.7	11.58%
	2	Equity Bank	85.9	68.8	24.85%
	3	Co-operative Bank	45.5	41.0	10.98%
	4	NCBA Group	42.3	37.8	11.90%
	5	ABSA Bank	32.3	25.3	27.67%
	6	I&M Bank	22.9	20.9	9.57%
	7	Diamond Trust Bank	22.9	20.0	14.50%
	8	Standard Chartered Bank	22.2	18.8	18.09%
	9	Stanbic Holdings	18.9	14.4	31.25%
	10	HF Group	2.2	1.8	22.22%

Kenyan Banks Performance comparators deposit

nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5	nt_header_6
No.	CUSTOMER DEPOSITS RANKING	Ksh 'Bn'	Ksh 'Bn'	Annual
Rank	Bank Name	2022	2021	Change
1	KCB Group	1,135.4	837.1	35.63%
2	Equity Bank	1,052.1	958.9	9.72%
3	NCBA Group	502.7	469.9	6.98%
4	Co-operative Bank	423.8	407.7	3.95%
5	Diamond Trust Bank	387.6	331.5	16.92%
6	I&M Bank	312.3	296.7	5.26%
7	Stanbic Holdings	304.3	254.6	19.52%
8	ABSA Bank	303.8	268.7	13.06%
9	Standard Chartered Bank	278.9	265.5	5.05%
10	HF Group	39.8	37.7	5.57%

Kenyan Banks Performance comparators profit

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
		NET PROFIT RANKING	Ksh 'Bn'	Ksh 'Bn'	Annual
	Rank	Bank Name	2022	2021	Change
	1	Equity Bank	46.1	40.1	14.96%
	2	KCB Group	40.8	34.2	19.30%
	3	Co-operative Bank	22.0	16.5	33.33%
	4	ABSA Bank	14.6	10.9	33.94%
	5	NCBA Group	13.8	10.2	35.29%
	6	Standard Chartered Bank	12.1	9.0	34.44%
	7	I&M Bank	11.6	8.6	34.88%
	8	Stanbic Holdings	9.1	7.2	26.39%
	9	Diamond Trust Bank	6.8	4.4	54.55%
	10	HF Group	0.3	-0.7	142.86%

Kenyan Banks Performance comparators lending income

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
		LENDING INCOME RANKING	Ksh '000'	Ksh '000'	Annual
	Rank	Bank Name	2022	2021	Change
	1	KCB Group	132,003,000	114,826,000	14.96%
	2	Equity Bank	128,528,000	102,065,000	25.93%
	3	NCBA Group	64,112,324	57,302,525	11.88%
	4	Co-operative Bank	61,746,124	55,648,145	10.96%
	5	ABSA Bank	40,853,000	32,038,000	27.51%
	6	I&M Bank	37,351,197	33,081,468	12.91%
	7	Diamond Trust Bank	27,692,795	23,648,195	17.10%
	8	Stanbic Holdings	26,087,000	20,567,000	26.84%
	9	Standard Chartered Bank	25,473,044	22,284,551	14.31%
	10	HF Group	4,269,998	3,923,093	8.84%

Kenyan Banks Performance comparators cost income ratio

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
		COST INCOME RATIO			Annual
	Rank	Bank Name	2022	2021	Change
	1	HF Group	93.5%	140.1%	-46.60%
	2	Diamond Trust Bank	69.1%	75.6%	-6.50%
	3	NCBA Group	62.2%	68.1%	-5.90%
	4	Stanbic Holdings	62.1%	61.0%	1.10%
	5	I&M Bank	59.8%	59.9%	-0.10%
	6	Co-operative Bank	59.3%	63.0%	-3.70%
	7	Equity Bank	59.0%	54.2%	4.80%
	8	KCB Group	55.9%	56.0%	-0.10%
	9	ABSA Bank	54.7%	57.9%	-3.20%
	10	Standard Chartered Bank	49.7%	56.8%	-7.10%

Kenyan Banks Performance comparators ROA

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
		RETURN ON ASSETS			Annual
	Rank	Bank Name	2022	2021	Change
	1	Equity Bank	3.40%	3.50%	-0.10%
	2	Standard Chartered Bank	3.40%	2.70%	0.70%
	3	ABSA Bank	3.20%	2.70%	0.50%
	4	KCB Group	3.00%	3.20%	-0.20%
	5	Co-operative Bank	3.00%	3.70%	-0.70%
	6	I&M Bank	2.60%	2.10%	0.50%
	7	Stanbic Holdings	2.50%	2.20%	0.30%
	8	NCBA Group	2.30%	1.80%	0.50%
	9	Diamond Trust Bank	1.40%	1.00%	0.40%
	10	HF Group	0.50%	-1.30%	1.80%

Kenyan Banks Performance comparators ROE

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
		RETURN ON EQUITY			Annual
	Rank	Bank Name	2022	2021	Change
	1	Equity Bank	26.70%	26.60%	0.10%
	2	ABSA Bank	24.30%	21.10%	3.20%
	3	Standard Chartered Bank	22.10%	17.40%	4.70%
	4	KCB Group	22.00%	21.80%	0.20%
	5	Co-operative Bank	21.20%	17.30%	3.90%
	6	NCBA Group	17.20%	13.60%	3.60%
	7	I&M Bank	15.30%	12.20%	3.10%
	8	Stanbic Holdings	15.30%	13.30%	2.00%
	9	Diamond Trust Bank	10.00%	6.80%	3.20%
	10	HF Group	3.10%	-8.10%	11.20%

Kenyan Banks Performance comparators NPL

nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
	NON PERFORMING LOANS	Ksh bn	Ksh bn	Annual
Rank	Bank Name	2022	2021	Change
1	KCB Group	161.20	122.90	23.76%
2	Equity Bank	63.10	53.90	14.58%
3	Co-operative Bank	52.30	49.70	4.97%
4	NCBA Group	39.10	44.30	-13.30%
5	Diamond Trust Bank	32.20	30.10	6.52%
6	Stanbic Holdings	28.50	22.50	21.05%
7	I&M Bank	25.00	21.40	14.40%
8	Standard Chartered Bank	22.60	23.30	-3.10%
9	ABSA Bank	22.50	19.80	12.00%
10	HF Bank	8.50	8.70	-2.35%

Kenyan Banks Performance comparators LDR

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
		LOAN TO DEPOSIT RATIO			Annual
	Rank	Bank Name	2022	2021	Change
	1	ABSA Bank	93.40%	87.20%	6.20%
	2	HF Group	91.20%	92.00%	-0.80%
	3	Stanbic Holdings	87.70%	90.10%	-2.40%
	4	KCB Group	81.30%	80.70%	0.60%
	5	Co-operative Bank	80.10%	76.10%	4.00%
	6	I&M Bank	76.40%	71.00%	5.40%
	7	Equity Bank	67.20%	61.30%	5.90%
	8	Diamond Trust Bank	65.50%	66.50%	-1.00%
	9	NCBA Group	55.50%	51.90%	3.60%
	10	Standard Chartered Bank	50.00%	47.50%	2.50%

Kenyan Banks Performance comparators CAP Adequacy

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
		CORE CAPITAL/TOTAL DEPOSIT LIABILITIES RATIO			Annual
	Rank	Bank Name	2022	2021	Change
	1	I&M Bank	22.6%	20.9%	1.70%
	2	Co-operative Bank	21.9%	19.6%	2.30%
	3	Diamond Trust Bank	21.1%	22.0%	-0.90%
	4	ABSA Bank	18.4%	17.9%	0.50%
	5	Equity Bank	16.9%	14.2%	2.70%
	6	Stanbic Holdings	16.5%	18.2%	-1.70%
	7	NCBA Group	16.3%	16.8%	-0.50%
	8	KCB Group	15.3%	18.7%	-3.40%
	9	Standard Chartered Bank	15.1%	15.4%	-0.30%
	10	HF Group	8.0%	8.3%	-0.30%

Kenyan Banks Performance comparators NPL RATIO

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
		NON PERFORMING LOANS RATIO			Annual
	Rank	Bank Name	2022	2021	Change
	1	HF Bank	19.70%	21.10%	-1.40%
	2	KCB Group	19.10%	16.00%	3.10%
	3	Standard Chartered Bank	14.20%	16.00%	-1.80%
	4	Co-operative Bank	14.00%	14.60%	-0.60%
	5	NCBA Group	13.00%	16.00%	-3.00%
	6	Diamond Trust Bank	12.00%	12.90%	-0.90%
	7	Stanbic Holdings	10.00%	9.30%	0.70%
	8	I&M Bank	9.70%	9.50%	0.20%
	9	Equity Bank	8.40%	8.60%	-0.20%
	10	ABSA Bank	7.50%	7.90%	-0.40%

Kenyan Banks Performance comparators GOVT SEC

nt_header_0	nt_header_1	nt_header_2	nt_header_3	nt_header_4	nt_header_5
		GOVERNMENT SECURITIES	Ksh 'Bn'	Ksh 'Bn	Annual
	Rank	Bank Name	2022	2021	Change
	1	KCB Group	278.0	270.8	7.20
	2	Equity Bank	219.2	228.5	-9.30
	3	NCBA Group	205.4	196.1	9.30
	4	Co-operative Bank	173.3	184.1	-10.80
	5	ABSA Bank	133.5	132.6	0.90
	6	Diamond Trust Bank	131.5	124.3	7.20
	7	Standard Chartered Bank	105.7	95.6	10.10
	8	I&M Bank	68.1	87.7	-19.60
	9	Stanbic Holdings	58.0	40.6	17.40
	10	HF Group	8.5	6.6	1.90